Linaha tsa Europe li thakhotse letoto la maano le mehato kapolokelong ea lelapaho khothaletsa le ho ts'ehetsa ho boloka chelete ka lapeng.Sehloohong se latelang, re tla sheba mekhoa ea morao-rao ea ho boloka malapa linaheng tse ling tse khōlō tsa Europe.
Pele, a re shebeng Jeremane.Jeremane e ’nile ea sebeletsa ho khothalletsa malapa ho boloka chelete, ’me e fane ka khothatso ea lekhetho ho thusa malapa ho boloka chelete.Mohlala, phaello ea tsoala ea motho ha e lefelloe lekhetho ka har'a meeli e itseng.Ho phaella moo, e le ho thusa malapa ho ba le tekanyo e itseng ea tšireletso ea lichelete ka mor'a ho tlohela mosebetsi, Jeremane e boetse e thakhotse leano la ho boloka chelete ea ho tlohela mosebetsi bakeng sa batho ka bomong ho kenya letsoho ka boithaopo.Lenaneo lena le khothaletsa batho ka bomong ho itokisetsa litlhoko tsa bona tsa lichelete nakong ea ho tlohela mosebetsi.
Fora e boetse e nkile letoto la mehato ea ho khothaletsapolokelong ea lelapa.Ba fana ka mefuta e fapaneng ealihlahisoa tsa polokelo, ho akarelletsa le depositi e tsitsitseng, merero ea inshorense ea ho boloka chelete, le merero ea ho boloka chelete.Lihlahisoa tsena li fa malapa mekhoa e fokolang ea ho boloka chelete.
Ho feta moo, Fora e thakhotse mekhoa e mengata ea ho boloka matlo ho thusa malapa ho boloka chelete ea ho reka matlo.Mananeo ana a ka fana ka lichelete tsa tlatsetso le ho fokotsa moroalo ho malapa ka likalimo tsa bona tsa matlo.
UK ke naha e 'ngoe e tsepamisitseng maikutlo ho lipolokelo tsa malapa.Mmuso wa UK o fana ka mefuta e fapaneng ya dikema tsa ho boloka matlo, tse tsebahalang haholo ke tsa Individual Savings Accounts (ISA).ISA ke leano la ho boloka matsete ntle le lekhetho.Batho ka bomong ba ka kenya chelete e itseng ea polokelo akhaonteng 'me ba natefeloa ke litefello tsa mahala tsa lekhetho.Ho feta moo, UK e boetse e fana ka merero ea ho boloka mekoloto ea naha e kotsing e tlase le merero ea penshene.Melao ena e khothalletsa malapa ho boloka le ho ba fa tšireletso ea lichelete bakeng sa bokamoso.
Netherlands hape ke naha e ananelang poloko ea malapa.'Muso oa Dutch o fana ka palo ea li-account tsa polokelo ea motho ea sa lefelloeng lekhetho (Particuliere Spaarrekening) bakeng sa ho boloka lelapa.Litlaleho tsena li ka thusa malapa ho haha maruo le ho fana ka tšireletso ea lichelete bakeng sa bokamoso.Ho phaella moo, Netherlands e boetse e hlahisitse lihlahisoa tse ling tsa ho boloka chelete e tlaase le merero ea ho boloka mosebetsi oa ho tlohela mosebetsi ho thusa malapa ho finyella lipakane tsa nako e telele tsa polokelo.
Ka kakaretso, linaha tse fapaneng tsa Europe li na le maano a fapaneng a ho boloka malapa a reretsoeng ho khothaletsa ho boloka malapa le ho fana ka ts'ireletso ea lichelete.Melao ena e fana ka likhetho tse fapaneng tsa ho boloka le ho fana ka likhothatso tsa lekhetho le melemo e meng.Leha ho le joalo, maano le mehato e ikhethileng e ka fetoha ka nako efe kapa efe, ka hona, ka kopo lula u tseba ka maano a amehang naheng ea heno ho fumana lintlha tsa morao-rao e le hore u ka etsa liqeto tse molemohali tsa lichelete.
Nako ea poso: Nov-23-2023